Profitable and assured returns!

Invest in AI-Hassad Islamic account and you will be enrolled in the weekly, monthly and quarterly draw program, which offers more than 400 prizes annually.

Deposit a minimum of KD 100 and open AI-Hassad Account, Start earning your draw chances today and instantly earn lucrative yearly profits.

The investment is made on the basis of Wakala contract, the whole balance shall be invested at a profit rate of (0.1%).

Required Documents to open Al-Hasssad Account

  • Valid civil ID card

Draws and prizes details:

    Weekly Draw:
    10 winners weekly
    The prize amount is 1,000 KD for each winner (total 10,000 KD).

    Monthly Draw:
    1 winner per month
    The prize amount is 100,000 KD

    Quarterly Draw:
    1 winner per draw.
    The prize amount is 250,000 KD

    We are happy to inform you that Al-Hassad account draws and prizes for 2022 will start on Wednesday, 12 January 2022. We wish you the best of Luck

Account features and details:

  • A minimum balance of KD 100 or more is required.
  • The minimum balance will be reserved and can only be withdrawn when the account is closed.
  • Minimum period to hold a balance to be eligible for a draw is 15 days
  • You get a maximum of 30,000 thousand chances in a draw.
  • Draws are held every Wednesday at Ahli United Bank in Kuwait based on a draw schedule. In an event of an official holidays, rescheduled draw date will be announced.
  • The cash prize amount will be deposited into the customer’s account within two weeks of announcing the winners.
  • When the balance is held for 15 days before the draw date, you get one chance for every KD 50.
  • When the balance is held for 90 days before the draw date, you get two chances for every KD 50.
  • When the balance is held for 180 days before the draw date, you get three chances for every KD 50.
  • There will be no weekly draws during the week that coincides with a Monthly Draw or Quarterly Draw.
  • There will be no Monthly draw during the month that coincides with a Quarterly Draw.
  • All prizes will only be credited to the customer’s account maintained with the Bank.
  • Prize draws on Al Hassad accounts will take place according to the prize schedule and are subject to eligibility requirements as announced by the Bank from time to time. The Bank reserves the right to change these terms and conditions, the frequency of draws (including eligibility criteria), prizes and the prize structure and the inclusion of the Bank’s affiliates and subsidiaries in the prize draws, at its absolute discretion any time with prior notice to customers through any means of communication as decided appropriate by the Bank.
  • The Bank reserves the right to use winners’ name in all current/future promotional, advertising campaigns and/or marketing material.
  • Draws shall be held under the supervision of representatives of the Ministry of Commerce.
  • All accounts of staff belonging to AUB Kuwait and its affiliates, and their immediate family members (parents, siblings, spouse, children, grandparents and grandchildren) will be excluded from the prize draws and will not be allowed to receive any of the prizes.
  • Customers’ funds in AI-Hassad Islamic Saving Investment Account shall be invested in full on the basis of Wakala investment.
  • Profit is calculated on the minimum balance during the month and distributed every fiscal year
  • Prizes granted under AI-Hassad Islamic Prize Program are from the bank funds and not from depositors’ funds.
  • The bank Fatwa and Shari’ah board has approved the prizes program for the investment accounts.

Frequently Asked Questions:

Can I get ATM card when I open the account?
Yes, you can request ATM card.

Can I open the account online without visiting a branch?
Yes, you can open the account online.

What is the minimum balance?
The minimum balance is 100 KD.
* The opening of an account is subject to the Bank's terms and conditions

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