We are always by your side to help you achieve your goals.
This service helps customers buy a real estate property or renovate a house.
Apply for Housing finance and let us help you make your dream come true.
Minimum repayment period is 12 months
Maximum repayment period is 180 months (including grace period)
finance amount up to KD 70,000
Fixed profit rate during the financing period
Free Takaful Life Insurance coverage with a grace period of 92 days from the maturity date of the first instalment (including net financing period not exceeding the maximum limit of 60 months or 180 months)
Free telephone service on 1812000 (24/7)
Free online banking
Free smart phone service
Conditions and required documents
Acknowledgment of outstanding debts - if any
The customer must have an account with Ahli United Bank
Approval of repayment of debts to ensure coverage of 30% of the loan amount
A copy of the civil card and an original copy and passport for non-Kuwaitis
The customer must not be involved in any legal claims
KYC (Know Your Customer)
AML (Anti-Money Laundering)
Statement of account for the past six months
Social security certificate for employees in the private sector
Terms and conditions
AUB finance is subject to the following conditions:
Repayment period of up to 15 years.
The customer must not older than 60 years for foreigners and 65 years for Kuwaiti nationals at the due date.
Maximum finance amount is KD 70,000
Monthly installments should not exceed 40% of net salary including all deductions, and 30% for retired customers
Customers must provide the necessary documentation to the bank to prove the purpose of the finance, within 6 months from receiving finance amount in their account.
To Learn more about the Criteria for submitting supported installment financing documents/invoices - Click Here
The balance of finances should not exceed KD 70,000 per customer.
Frequently asked questions
What can be covered by the finance?
Buying or renovating a house.
Should the salary be transferred?
Only if the loan amount required is more than KD 30,000
What is the maximum finance amount?
* The opening of an account is subject to the Bank's terms and conditions
We're happy to bring you our unique services and look forward to serving you. Please fill out the form to get started.
Because you deserve exclusive and first class financial services, we have provided you with a world of elite banking services, where you will be our priority and will receive exceptional treatment and superior services.