1. When you receive your Card PIN, change it immediately. Never use the following for your PIN:
a. Your kids’ or loved ones’ date of birth
b. 1234 or 4321, 9876 or 6789 – easy to guess
c. Digits of your mobile number
d. Your date of birth or anniversary
e. First or last 4 digits of your card number
2. Be creative and think of a password that is really different as well as difficult to guess. Mix upper and lowercase letters, and special characters like $, @, *, etc. Place punctuation or numbers randomly. Pick letters that are in different places on keyboard. Do not use sequences like ‘qwerty’.
3. Don’t use sequences of letters or numbers. E.g.: abcd1234. asdfg123 etc. Don’t use personal information like your name, date of birth, PAN number, etc. Avoid using the same password for several different accounts. Once hackers have guessed one password, they’ll often try to see if it works on other accounts.
4. Change your ATM PIN /Internet Banking Passwords at regular intervals. If you suspect that someone knows your PIN/Password, change it immediately
5. Don’t send your password or PIN to anyone via email or text message
6. Don’t say your password or PIN aloud in public where other people can hear you
7. Don’t have your browser remember your card/account password. Clear your browser cache regularly so that your browser does not store data.
8. Do not store your passwords near your computer or on your desk where others might easily find them
9. If you get an email that looks like it's from your Internet Service Provider or someone else with whom you have an account asking to confirm your password, don't respond until you've checked with the company directly