Al-Motahid Personal Financing

Your Ambitions…Fulfilled

You probably have an idea of what you wish to achieve in your life and know that realizing your ambition requires planning and financing. Whether it’s for travelling, wedding, education or medical treatment, you can enjoy a broad range of Shari’ah compliant attractive features and benefits with Al-Motahid Personal Financing.

Realize your Dreams

With Al-Motahid Personal Finance, the possibilities are infinite! We can structure the most suitable financing tool to fit your budget and meet your needs under Murabaha, Musawama, and Ijara Islamic financing methods. Apply now and turn your future plans into reality.

What do you get?

• Financing up to KD 15,000 or 15 times your salary, whatever is lower
• Maximum financing tenure up to 5 years
• First installment due after a minimum of 30 days from fulfilling the financing contract
• Simple documentation and quick approvals
• Competitive profits rates

Eligibility

• Available for Kuwaiti citizens, GCC citizens and Expatriates*
• Minimum employment period of 1 month with current employer*
• Only for AUB approved companies*

Easy Steps

• Submit a quotation including the price and specification of the desired goods from the establishment or the company (the principal seller), to any of AUB branches or Direct Sales Division.
• You will be asked to fill a specific form to confirm your intention to purchase the desired goods.
• AUB purchases and possess the desired goods
• The desired goods will be sold to you, and you will be given a delivery order to receive them from the principal seller (company, establishment, individuals).

What should you provide?

• Valid civil identification I.D. and/or Passport Copy (with valid Residence permit for expatriates)
• Salary Certificate
• Quotation from the establishment or the company (the principal seller) addressed to AUB (for goods & services financing only).

* Approval is subject to terms and conditions applied at the time of Financing